Solar Panel Subsidy State by State: UP, Gujarat, Maharashtra, Rajasthan and Odisha

Every rooftop solar buyer in India gets the same central subsidy under PM Surya Ghar Muft Bijli Yojana. What changes from state to state is the top-up. In Odisha, a 3kW home can receive ₹1,38,000 in combined support. In Gujarat, the same home receives the central ₹78,000 and nothing more. The state you live in can shift your net cost by ₹60,000.

This guide sets out the solar panel subsidy in UP, Gujarat, Maharashtra, Rajasthan and Odisha as of September 2026: the central amount, each state's top-up, who qualifies, and how to apply. It also covers the rule changes in 2026 that most older articles miss.

Figures were checked on 21 September 2026. State schemes change during the year, so confirm the current amount on the official portal before you sign a contract.

The central subsidy everyone gets

The central financial assistance (CFA) under PM Surya Ghar is the same in all five states covered here:

System size	Central subsidy
1kW	₹30,000
2kW	₹60,000
3kW and above	₹78,000 (maximum)

The subsidy is ₹30,000 per kW for the first two kilowatts and ₹18,000 for the third, then stops growing. Special category states and UTs, including the North East, Uttarakhand, Himachal Pradesh, J&K and Ladakh, get about 10% more, up to ₹85,800.

Residential housing societies (RWAs) can also claim ₹18,000 per kW for common facilities such as lifts and corridor lighting, up to 500kW. Commercial and industrial rooftops get no central subsidy.

The scheme is funded to 31 March 2027. Reports in September 2026 suggest a short extension and a follow-up programme are under discussion, but nothing is official yet. If you are planning to install, do not count on an extension.

For the full scheme rules, see our PM Surya Ghar Yojana guide.

2026 rule changes you need to know

Three changes this year affect every state:

1. Indian-made cells are now required. Subsidised systems must use DCR modules: modules on MNRE's ALMM list, built with solar cells made in India. From 1 June 2026, those cells must come from ALMM List-II. A system with imported cells does not get the subsidy. Ask your installer for the DCR certificate with the module serial numbers. The rules are in MNRE's DCR notices.

2. Cheaper loans. Public sector banks lend under the scheme without collateral at repo rate plus 0.5%, which is about 5.75% a year as of mid-2026. That covers loans of up to ₹2 lakh for systems up to 3kW, with tenure up to 10 years. Larger systems of 3kW to 10kW can get secured loans, at around 7.9% with SBI.

3. A "Give It Up" option. Since June 2026, a household can install through the portal using non-DCR modules if it gives up the subsidy. This helps homes that want a larger or cheaper system and do not need the money, but most buyers are better off taking the subsidy.

GST on solar modules and inverters also fell from 12% to 5% in September 2025, which cut the cost of a 3kW home system by about ₹9,000 to ₹10,500, according to the government's own estimate.

Solar panel subsidy in UP

Uttar Pradesh pays one of the more generous state top-ups, on top of the central subsidy.

System size	Central	UP state top-up	Total subsidy
1kW	₹30,000	₹15,000	₹45,000
2kW	₹60,000	₹30,000	₹90,000
3kW and above	₹78,000	₹30,000	₹1,08,000

The UP top-up is ₹15,000 per kW, capped at ₹30,000 per consumer. So it maxes out at 2kW, while the central subsidy maxes out at 3kW.

What this means for a 3kW home in UP: a system costing about ₹1,80,000 to ₹2,10,000 comes down to roughly ₹72,000 to ₹1,02,000 after both subsidies. That is among the lowest net costs for rooftop solar anywhere in India.

Who qualifies: residential consumers of UP DISCOMs (PVVNL, MVVNL, DVVNL, PuVVNL and KESCo) with their own roof, using DCR modules.

How to apply for solar subsidy in UP

1. Register and apply on the national portal, pmsuryaghar.gov.in, choosing your DISCOM.
2. Choose an installer who is registered on the national portal and also empanelled with UPNEDA, the state nodal agency. The state top-up is paid only for UPNEDA-empanelled vendors.
3. After installation and net metering, the central subsidy is paid through the national portal. The state top-up is processed through the UPNEDA rooftop solar portal.

UPNEDA's helpline is 155243. On "last date" searches: there is no separate UP deadline announced. The central scheme runs to 31 March 2027, and state budgets can run out earlier, so apply sooner rather than later.

Solar panel subsidy in Gujarat

Gujarat is one of India's largest rooftop solar markets, but today it does not pay a state cash top-up for homes. Residential buyers receive the central subsidy only: ₹30,000, ₹60,000 or ₹78,000.

That was not always the case. Under the earlier SURYA Gujarat programme, launched in 2019, the state ran a residential rooftop subsidy, and it reports over 1.37 lakh systems installed through it. Some websites still quote old Gujarat top-up figures. Ignore them unless you see them on an official state page.

How to apply in Gujarat: apply on the national portal, or through the SURYA Gujarat portal run by GUVNL, which links to the national scheme. Your DISCOM is DGVCL, MGVCL, PGVCL or UGVCL, or Torrent Power in Ahmedabad and Surat. The installer must be registered for your DISCOM.

Gujarat's advantage comes from sunshine rather than subsidy. With some of the highest solar yields in India and a mature installer network, payback is fast even without a state top-up. A 3kW system costing ₹1,80,000 to ₹2,10,000 nets to ₹1,02,000 to ₹1,32,000 after subsidy. Our 3kW solar system price guide shows the full working.

Solar panel subsidy in Maharashtra

Maharashtra's extra help is targeted at low-consumption homes through the SMART scheme (Swayampurna Maharashtra Residential Rooftop), launched in October 2025 and run by MSEDCL (Mahavitaran).

It applies to households using under 100 units a month, for a 1kW system benchmarked at ₹50,000:

Category	Central	State top-up	You pay	Share covered
BPL households	₹30,000	₹17,500	₹2,500	95%
SC and ST households	₹30,000	₹15,000	₹5,000	90%
Other eligible low-consumption households	₹30,000	₹10,000	₹10,000	80%

The scheme aims to cover about 5 lakh households and runs to March 2027.

If you use more than 100 units a month, which covers most middle-class homes in Mumbai, Pune and Nagpur, there is no state top-up. You receive the central subsidy only. Apply on the national portal and choose MSEDCL, or your local utility if you are served by Tata Power, Adani Electricity or BEST in Mumbai.

Solar panel subsidy in Rajasthan

Rajasthan links its top-up to the Mukhyamantri 150 Unit Nishulk Bijli Yojana, the state's free electricity scheme, which was reworked in October 2025 around rooftop solar.

If you are registered under that scheme and install at least 1.1kW of rooftop solar:

• You get the central subsidy, about ₹33,000 for 1.1kW
• Rajasthan adds ₹17,000
• You also receive a free smart meter and net metering

The idea is simple: instead of the state paying for your 150 free units every month, a rooftop system produces them. A 1.1kW system in Rajasthan produces about 150 to 165 units a month, because the state has some of the strongest sunshine in India.

Important: the ₹17,000 applies only to beneficiaries of the free electricity scheme. Other Rajasthan households receive the central subsidy only.

How to apply: register your consent on the state's Bijli Mitra app or website, then apply on the PM Surya Ghar portal with your DISCOM (JVVNL, AVVNL or JdVVNL).

Solar panel subsidy in Odisha

Odisha pays the largest state top-up among these five states, through the Odisha Akshaya Shakti Bikash Yojana, administered with OREDA.

System size	Central	Odisha top-up	Total subsidy
1kW	₹30,000	₹25,000	₹55,000
2kW	₹60,000	₹50,000	₹1,10,000
3kW and above	₹78,000	₹60,000	₹1,38,000

At 2kW, combined support of ₹1,10,000 covers roughly 80% to 90% of a typical system cost. The state set aside ₹495 crore for this top-up in its 2026-27 budget.

How to apply: apply on the national portal and choose TPCODL, TPSODL, TPWODL or TPNODL, depending on your area. The state top-up is handled with OREDA after commissioning.

State-by-state solar panel subsidy comparison

For a 3kW residential system costing about ₹1,80,000 to ₹2,10,000:

State	Central	State top-up	Total subsidy	Approx. net cost
Uttar Pradesh	₹78,000	₹30,000	₹1,08,000	₹72,000 to ₹1,02,000
Gujarat	₹78,000	None	₹78,000	₹1,02,000 to ₹1,32,000
Maharashtra	₹78,000	Only for homes under 100 units a month (1kW)	₹78,000 for most homes	₹1,02,000 to ₹1,32,000
Rajasthan	₹78,000	₹17,000 for free-power scheme beneficiaries (1.1kW)	₹78,000 for most 3kW homes	₹1,02,000 to ₹1,32,000
Odisha	₹78,000	₹60,000	₹1,38,000	₹42,000 to ₹72,000

How to apply for solar panel subsidy, step by step

The process runs through the national portal in all five states:

1. Register on pmsuryaghar.gov.in with your state, DISCOM, consumer number and mobile number.

2. Apply for rooftop solar. The DISCOM checks technical feasibility (your sanctioned load and transformer capacity).

3. Choose a registered vendor from the portal list. In UP, make sure they are also UPNEDA-empanelled.

4. Get the system installed with DCR modules. Keep the DCR certificate and module serial numbers.

5. Submit the installation details on the portal and apply for net metering.

6. DISCOM inspection: the DISCOM inspects, installs the net meter and issues the commissioning certificate.

7. Submit your bank details. The central subsidy is paid by direct transfer, officially within about 30 days. In practice, 1 to 3 months is common. State top-ups follow their own timelines.

Common mistakes when applying for solar subsidy

1. Buying non-DCR panels and expecting subsidies. From June 2026, the cells as well as the modules must be Indian and ALMM-listed. Check before you pay.

2. Using an unregistered installer. No registered vendor, no subsidy. In UP, the vendor also needs UPNEDA empanelment for the state top-up.

3. Oversizing for the subsidy. The subsidy stops at 3kW. A bigger system is only worth it if you use the extra units. Our 5kW solar system guide explains when that makes sense.

4. Trusting old state figures. Gujarat's top-up ended, Rajasthan's is limited to one scheme, and Maharashtra's covers only low-consumption homes. Check the date on any article you read, including this one.

5. Waiting for an extension. The scheme is funded until March 2027. Installation, inspection and net metering can take two to three months, so starting late is risky.

Which state gives the best solar panel subsidy?

For most homes, Odisha gives the most support, followed by the solar panel subsidy in UP, where ₹1,08,000 in combined support can halve the cost of a 3kW system. Gujarat, and most homes in Maharashtra and Rajasthan, receive the central ₹78,000 only. In Gujarat and Rajasthan, strong sunshine makes up much of the difference.

Wherever you live, the rules that decide your subsidy are the same: a residential connection, a registered vendor, DCR modules with Indian cells, and an application through the national portal before March 2027.

Before you apply, size your system from your own electricity use. Our solar calculator estimates system size, cost and savings from your monthly bill. For module questions, contact the Atal Solar team.

Frequently asked questions

How much is the solar panel subsidy in UP in 2026?

UP homes get the central PM Surya Ghar subsidy (₹30,000 per kW up to 2kW, ₹78,000 for 3kW and above) plus a state top-up of ₹15,000 per kW, capped at ₹30,000. The combined maximum is ₹1,08,000 for a 3kW or larger system. The installer must be empanelled with UPNEDA to receive the state share.

How do I apply for the solar panel subsidy in UP online?

Register on pmsuryaghar.gov.in, choose your UP DISCOM, and apply. Pick a vendor registered on the national portal and empanelled with UPNEDA. After installation and net metering, submit your bank details. The state top-up is processed through the UPNEDA rooftop portal. The UPNEDA helpline is 155243.

What is the last date for the solar subsidy in UP?

No separate UP deadline has been announced. The central PM Surya Ghar scheme is funded until 31 March 2027, and the state top-up depends on its budget. Because installation and inspection take weeks, apply well before early 2027.

Is there a state solar subsidy in Gujarat in 2026?

No. As of September 2026, Gujarat homes receive only the central PM Surya Ghar subsidy of up to ₹78,000. The earlier SURYA Gujarat state subsidy is no longer paid as a separate top-up. Apply through the national portal or the SURYA Gujarat portal.

Who gets the extra solar subsidy in Maharashtra?

Under the SMART scheme, households using under 100 units a month get a state top-up on a 1kW system: ₹17,500 for BPL homes, ₹15,000 for SC and ST homes, and ₹10,000 for other eligible homes. That is added to the central ₹30,000. Other households get the central subsidy only.

Which state gives the highest solar subsidy in India?

Among large states, Odisha is one of the highest, with up to ₹60,000 on top of the central ₹78,000, for a combined ₹1,38,000 on 3kW. Special category states such as those in the North East also receive a higher central rate of up to ₹85,800.

Do I need Indian-made solar panels to get the subsidy?

Yes. Since 1 June 2026, subsidised systems must use ALMM-listed modules built with Indian cells from ALMM List-II. This is called the Domestic Content Requirement (DCR). Imported cells disqualify the system. The only exception is the "Give It Up" route, where you install without taking the subsidy.

Can businesses get a solar subsidy in these states?

No central subsidy exists for commercial or industrial rooftops. Businesses benefit instead from accelerated depreciation, lower GST and savings on high commercial tariffs. Our 10kW solar system for business guide covers the numbers.